minimum wage

Alright so lets go through the consequences of what happens when the minimum wage is raised. Wal-Mart will then have to start paying more to it's employees. Wal-Mart will also raise it's prices to keep the profit margin constant, go to make a buck you know. At that point in time, all the people who work at Wal-Mart will start paying more for all the things they also buy from Wal-Mart, and they will be just as poor after the minimum wage hike as they were before.

Secondly, I will get screwed because my prices at Wal-Mart will also go up, but my wages won't.

A little sunlight will clear the air

I have been thinking and reading about credit because it is so important these days. I have learned a lot and have also learned how little I actually know about it. Such as, how is my credit score figured out, how do i improve my credit score, can I trust these companies that have so much control over my life?

Credit – how to figure it. When i first started reading about credit I though that I would find a few sites that gave me a some formulas. I thought figuring out my credit score would be as easily as figuring out my BMI. Well it is not. You can get a credit history report for free (best site is this one: https://www.annualcreditreport.com/cra/index.jsp) , but you have to pay money for your credit score. Hear that!! You have to pay money for something that is supposedly already yours. Truth in advertising would make them say, “You have to pay money for their ranking of your credit”. Also, the formula the three different credit companies use to figure out your credit score is apparently classified. The best the FTC can do is this (http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre03.htm):

“Information about you and your credit experiences, like your bill-paying history, the number and type of accounts you have, late payments, collection actions, outstanding debt, and the age of your accounts, is collected from your credit application and your credit report. Using a statistical formula, creditors compare this information to the credit performance of consumers with similar profiles. A credit scoring system awards points for each factor. A total number of points — a credit score — helps predict how creditworthy you are, that is, how likely it is that you will repay a loan and make the payments on time. Generally, consumers with good credit risks have higher credit scores.”

You do not have exact details on how your credit score is calculated. All you have are general details on being a good indebted serf, and making all your payments on time like a good boy. Remember to eat your veggies, too. Keep in mind these credit companies sale YOUR information to other companies. Is it possible that they are telling those companies information that they want to hear. For example, a credit card company would want a person who would never default on their payments, but who also carries a balance. Best of both words. You do not pay these companies, anything you really have no say in what they are telling their clients, the banks and profiteers of the world.

How do we solve the problem of these private companies having so much control over your information. For most people, dropping off of the credit map would be impossible. I think all they would have to do is post their formulas to the web. Once we know how they are computing our scores, we can determine for ourselves if they are fair and honest and which companies to trust.

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Open immigration

There are many ideas in the immigration. Close the borders with wall or electronic fence. Open those borders, because we can't close them anyways and it is the nice human thing to do. An idea occurred to me recently. I have never heard the idea before, though I am sure someone has brought it up, but like i said I have never heard the idea before.

Do not get rid of all immigration quotas, just get rid of them for one country at a time. Make a bid deal of it in the news, maybe hire some pr guys from these international corporations to advertise for us. There would be requirements of course. Such as the person, should be trying to learn English, any American flare (office space lingo) would also help speed the process of acceptance. A test for any incurable and communicable diseases would be nice. Though if it was curable or not communicable, i don't see why it should matter. We could pay for the people's moving expenses, this will ensure that we will get the most people possible. Also put an expiration date on the offer, maybe a year or two.

A year after closing the offer we should then turn around and declare war on the country we opened quotas on and KILL every single living human thing in it using our new citizens are soldiers. This will have the effect of weeding out the ones who are weak or really did not like America as much as they though. Obviously the people that were left did not like America enough to move, or they were fence sitters, which are just as bad. We could probably solve a whole heck of a lot of problems if we were able to separate the good American loving civilians, from all the other people. We could clear out those last hand holds of communism, terrorism, drug lords, and circus clowns.

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Giving Conundrum

Being generous is one of the key traits that separates humans from the animals. The animal kingdom is famous for its brutality and its pecking orders. Because of our humanity we are able to give to the lessor among who don't share our own genes or who we will not receive any direct benefit from.

In the past you could be reasonably certain that when you give money to people, they were in real need and that they had done all that they could to secure the three basic necessities. Even further back, you would not give cash because all you had to give was your time or physical belongings. In my society, these assumptions no longer hold true. We are at near full employment. There is a free public education system to take advantage of (and if you are nice you can even stay there a few years longer than normal). There are tons of sources to get free money to go to college – the government, the army, the sweat of your own brow, private loans from financial institution. If you are poor it is most likely because of the choices you have made. Are there exceptions? Yes. Are they the rule? I do not believe so.

Secondly, the progression of the welfare state has created a class of people dependent of the government for food, education, health care, and even reduced cost transportation.

Therein lies the dilemma. Giving makes you human but giving to unworthy causes creates guilt. I have no good answers to this problem, though I can tell you the strategy that I have taken. I try to give to local causes or local causes dealing with children. The children are the future and that means you are the past and therefore less important. I also try to give to organizations that share my value of hard work. One organization I give to, is willing to give you money for work (mowing the yard, picking up trash, etc.). They seldom have takers.

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The State of Security

So as the count of dead soldiers surpasses the number of people killed in the 9/11 attacks, can you really say that Bush has been keeping the country safer? Or just selecting which ones die? 0 senators, 0 fortune 500 members, 0 investment bankers. The Global War on Terrorism has a lot more to do with us enforcing police measures at home rather than overthrowing governments through military measures.

Trite Wanderings

So I may have missed a step by talking about candidates. Who cares who they are? What is important to me? Or you? So here is my list of concerns for the next four years, in no particular order; Iraq-win or leave, Global Warming-dying polar bears and the rest of the environment, Controlling the Mexican Border, which leads into the next one-National Security, and finally balancing the budget and keeping the economy healthy. To be honest, I am don't take a polarizing view of abortion. I support it in extreme cases but not as a form of birth control. I don't advocate legalizing drugs. I support gays having the same rights as everyone else, as long as it doesn't ascend into preferential treatment. I support free trade generally, but I think Friedman makes good points about each country, company, and person being held responsible for making decisions to benefit the whole.

Pick Your Pony (Part 2)

BTW, here is a list of the official and announced presidential candidates care of wikipedia; John Edwards, Mike Gravel, Dennis Kucinich, Tom Vilsack, and Joe Biden. You can read more about them and the potentials at wikipedia.

Pick Your Pony

I recently completed a poll at selectsmart, and was matched with these presidential candidates as ones that most supported the issues that I valued.
(100%) 1: Gov. George Pataki (R) Information

(95%) 2: Ex-VP Al Gore (D) Information

(91%) 3: Rep. Dennis Kucinich (D) Information

(89%) 4: Gov. Bill Richardson (D) Information

(87%) 5: Sen. Joseph Biden (D) Information

(86%) 6: Ex-Rep. Newt Gingrich (R) Information

(86%) 7: Sen. Barack Obama (D) Information

(84%) 8: Gov. Mitt Romney (R) Information

(81%) 9: Sen. Evan Bayh (D) Information

(79%) 10: Sen. John Kerry (D) Information

Which is strange because I am not particularly fond of any of them. Kerry is a huge a loser. Biden's daughter is not the most upstanding of individuals (I knew her in college), and I would be reluctant to let her dad lead the country. I am also not a huge Newt Gingrich fan, and admit to being fairly oblivious toward the rest of them.

The state of the CCW union

Judging to the reaction to my post entitled "Almost First Draw" (here), there seems to be a major disconnect between those who carry weapons and those that do not. Even the ones go weaponless AND support the right to bear arms, seem to not understand the basic tenants Conceal and Carry Wavier (CCW) holders operate under. It is my goal to bridge the gap between the two groups. Concealed carry is tightly intermixed with the subject of "justifiable use of deadly force" and mindset of self defense, which we will cover in due time. For the beginners, and any that might stumble along this post, I would like to give a little primer on the subject, both political and statistical, to explain where the state of CCW is. I would suggest, you take your time and read the links I provide. They will help your understanding of the CCW culture.

In the beginning

Way back in 1987 Florida was the first state in the Union to pass a modern shall issue CCW law. Since then 39 states (2 this year) have passed similar laws "shall issue" laws and many have reciprocity agreements with each other to respect the licenses of other states, much like drivers licenses. In 8 other states you might be able to get a CCW license if your sheriff is gun friendly or you are well connected enough. In 2 states, the right to carry a gun is denied. You cannot drive coast to coast yet, but a recent national conceal and carry bill that was introduced in the U.S. House might change that.

Since the introduction of conceal and carry laws our nation has experienced a continuous drop in crime, to the point of record low level today(1), this year being a notable exception. There are now more guns in the hands of law abiding citizens, than ever before in the history of America (Page 47). (2) Too determine if you have the ability to get a CCW, please visit www.packing.org for more state by state information.

In fact studies have shown that conceal and carry holders are more law abiding on average than the police who protect us, which should put to rest many people's of the fears (Page 9) . There have been no shootouts between conceal and carry holders over fender benders, that I know of (3). In fact, I can think of a couple stories where conceal and carry holders saved lives, in crowded settings. The right to carry has come a long way, though it is now considered a "privilege" instead of a right by many states. Eventually I hope that situation is remedied along with several other major gun rights issues.


Justifiable use of Deadly force and its requirements (4)

I have not done a survey of all the states, but in the right minded ones, the main principle that determines if the use of deadly force is justifiable or is murder, is if the victim feels that great bodily harm or death could result from an attack. For the most part this does not apply to criminals in the commission of a crime. You can also shoot to defend the life of another, but that is a little more complicated because there are more unknowns. The deadly force test is normally applied both in the grand jury and at trial, if the case makes it that far. This fact has pushed some people to go to great lengths to ensure that IF they do appear in front of a grand jury, their actions are just and that their weapons are politically correct. Appearances could matter to an jury that is uninformed about guns. I personally wonder if you can be sued for NOT intervening to save another's life? I am sure a suit could be brought, though I do not know if it could gain traction.

Another point to note, is that in some states if your home is being invaded while you are present you are presumed to be in danger of your life or limb and can use deadly force against the home invader. Again this only applies to states where common sense actually plays apart in making the laws. In several states this year, castle doctrine was strengthened inside of you home and car. Also, in several of those states the duty to retreat was removed while in public.

Personally, I believe you should also be able to shoot in the defense of property, though the law in most states does not agree with me on that. For example, in my one of my CCW classes it showed a video clip of a man robbing a car and the owner stepping outside of the house. In one version the crook ran away, in that case you could not legally apply deadly force. In another version, the crook turned around with a screwdriver and approached the homeowner, at that point in time the homeowner could legally use deadly force IF he feared for either his life or limb. The one exception that I know of is Texas, there you can shoot in the defense of property, and in some situations you could just be watching the property for someone else, for example house sitting. If you state has a CCW program, it most likely has a CCW class. In that class is where the nuisances of your states laws are explained along with examples of situations and what to do in those situations.

Other comments on the law

It should be pointed out that there are typically laws concerning the brandishing weapons, these typically have a wider variety between states. These laws have led to the general accepted philosophy that if you are going to draw your gun, you had better use it. In other words, before drawing a gun there should be a clear and present danger to your limb or life. Drawing a gun for deterrence is seldom recommended, though according to studies it actually happens more than two million times a year.

Also, in most of the right minded states your attacker (or preferably their family) cannot sue if your use of deadly force was found justifiable based on the attacker's actions. This is the case in Oklahoma. This provides a great peace of mind to the gun owner who uses their gun to defend their self or their family.

Another thing to keep in mind that, if you fire you gun you will most likely be responsible for any damages you bullet causes outside of the attacker. Just because the criminal cannot sue does not mean your neighbor next door cannot sue for bullet holes in their house. Even pistol rounds will penetrate walls. One thing to note, and I will expound on the implications of this later, is that as a civilian you are at a tactical disadvantage in many dynamic self defense situations because "Action always beats reaction".


Preparing to carry

As you can see from the proceeding passages, the choice to carry a gun has its own set of problems legally and morally. In spite of the legal risks and the moral implications many choose to carry everyday. Some have decided that the upside, survival, is worth the downside, possibility killing someone and then having to go through the required legal proceedings, which will be extremely expensive and time consuming, not to mention emotionally disturbing. Some feel that rights are lost if not exercised. Regardless of how you feel you must come to terms with the moral, ethical, and legal issues surrounding conceal and carry -- BEFORE you carry your gun. If you let the issues linger, doubts, second guessing, and indecision could haunt you when action is needed most. Most likely, you would have died with or without the gun, but the sad thing is that with proper information beforehand and forethought on your part a productive and useful life (yours) might have been saved. In other words, if you have a flawed understanding of the law, are unwilling to use the gun for your defense, or if you do not have the skill to properly use a gun for your defense (5), you might should rethink your decision to carry and just run at the first sight of trouble. The one thing conceal and carry does bring to the table is options, which are not present if you are gunless.


The state of mind while carrying

Once you have thought critically about carrying an weapon and have decided that it is the right decision for you, you have crossed an important milestone but your journey is not done. A gun is an important part of a personal protection strategy, but it is not a magic ward against the threats you could face. Should you be faced with a threat you will go though the OODA loop. In order for you to get to the response level (act) of the loop you have to elevate the threat past the threat threshold level. Fortunately, this is easy to achieve though situational awareness or more of a hyper-awareness. The tool of a color coded threat system helps out tremendously in explaining the topic of situational awareness. Once a threat is recognized, the level of the threat must be accessed, and then you can choose an appropriate course of action to save yourself or your loved ones. If you are aware, you can complete the OODA loop quicker than your attacker and hopefully survive to pass on your genes. Failing to orient quicker than your attacker seals your fate. Even if you do recognize the threat early your life is far from safe because you may lack the skill to properly deploy the means to protect yourself. I feel that training is the part many CCW holders skip.

Fight as you train, train as you fight.

I believe training is absolutely necessary to if you are going to carry a concealed weapon. Without training, you will not be able to complete the OODA loop quickly or effectively, which will hinder your chances of surviving a life and death encounter. I do not believe it should be mandated by the state (the quality would decline), but I do believe that the CCW community should place social pressure on its members to be as well trained as they can afford to be. It takes time to develop the muscle memory to draw and aim a gun accurately, especially from the varied locations a gun could be (your glove box, your purse, inside your waist band, etc.) Also, when you are placed under stress many of your fine motor skills will disappear due to the adrenaline surge. This is the one part that I have not completed. I currently am saving the money and the class I am eyeing will be two days and cost about 400 dollars not including the nearly 1000 rounds of ammo I will use.


In conclusion

When you are carrying a weapon, I believe you also carry a responsibility. You must prepare yourself mentally, buy knowing the laws of the land and by being aware of your surroundings. I also believe that your must be fully aware of the deep emotional and moral issues surrounding the use of deadly force in the protection of yourself or others. Lastly, but maybe most importantly, your must train so that your reactions will be sure and quick. This will increase the chance of your survival and decrease the chance that you could miss and injure someone else.



(1) This is not to say that conceal and carry has lowered crime, but it has not risen because of it either.
(2) This is not to say that guns have lowered crime, but it has not risen because of it either.
(3) Probably because when one person pulls a gun, the other person then asks if the have a CCW, if the other person does, both then hug and kiss like Italian brothers.
(4) I am not a lawyer, yada yada, please consult one for laws in you area.
(5) Keep in mind, the skill level for using a gun at typical self defense distances is extremely low.

Doing research

I want to move away. Away to a better place. Do not get me wrong. I am completely happy where I am now, but when I ask myself if i am in the best place, the answer is a resounding no.

So while doing research on other places i got this message from the CIA website.


Funny.

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6 imams walk on to a plane...

I know you have heard that one before. Well I wanted to share a bit of information with you. Specifically, the recent survey that Pew took of Muslims feeling about terrorists and terrorism.
You can read it yourself, if you want. I didn't, though. I just looked at the numbers on the front page and averaged them out for you. Basically 2.7 out of ten Muslims surveyed support violence against civilians often or sometimes. Three out of ten Muslims have some or a lot of confidence in Al Qaeda leader Osama bin Laden to the "right" thing regardless of world affairs (whatever that means).

Statistically, there was a decent chance one of those imams probably had very strong beliefs you should be blown up. Think about that next time you see him complaining about getting kicked off the plane.

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Cholesterol

As I may have mentioned in the past, my cholesterol is high for someone my age. My first test was in April and I recently went and got another one. Since April, I changed my diet, lost 20 pounds, and started exercising again. It took quite a bit of work to lose the weight and get back in shape. Buy the end of the running season (when daylight savings turned off) I was up to three miles again. I am going to try to maintain during the winter by running occasionally and lifting weights. My goal is to lower my body fat percentage by several points to bring it more in line with what is considered normal.

I had some dramatic changes to my blood chemistry, but not the ones I expected. I expected there to be a significant change in my cholesterol, because I heard triglycerides where tough to move with our medication. It turns out that triglycerides are very weight sensitive, and were adjusted the most. I think a picture will explain it.



Triglycerides and VLDL both decreased dramatically. HDL and LDL increased. LDL had the largest increase. Looking at the data, I have come up with my own theory concerning cholesterol and I think it holds a bit of truth (further research revealed my theory to be somewhat true. Read here and here).

First a little background. VLDL, LDL, and HDL all make up your total cholesterol level. VLDL is the smallest, LDL is the next largest, and HDL is the largest of all (update: actually the size information is wrong.). I believe that my VLDL got rolled up into LDL. Additionally, some LDL was rolled up into HDL. The decrease in VLDL shows a general trending of my body creating larger lipids (or cholesterol). How much of this is true, I am not totally sure. Either way, I feel my overall cholesterol improved a bit more than my raw number shows.

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Truth in googling…

"At the suggestion of Say Uncle here’s a google bomb effort to counter the anti-gunners google efforts.

Sensible gun laws

Sensible gun laws

Ban all guns

Ban gun ownership

Just doing my part, feel free to join in."

via Moral Flexibility

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Don't Forget

Don't forget, it is National Alzheimer’s Disease Awareness Month. Heh, that never gets old.

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A few Zim Dollars for your soul.

Recently a friend just happened to be passing through Zimbabwe and picked me up 200,000 Zim dollars. These dollars happened to be right during the currency redenomination, before three zeros got cut off the national currency. These 200,000 Zim dollars would buy you a coke, from what I am told.

Philosophy of self-defense: What is your life worth?

Remeber your life is only worth the price of a bullet, to a criminal with a gun.

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Global Warming Debate

Recently, Justus gave his point of view on global warming and I thought that I would chime in with my particular take. I feel my insight into the situation, is fairly unique.

Naturally and without any real thought, I tend toward the environmentalism side of the argument. This tendency is based purely on the fact that I grew up in a very rural area and also enjoy hiking and backpacking, when I get a chance.

Most importantly, I feel that the entire topic of global warming and the environment has become a political football, which each side supporting the science it wants to hear. The few scientists who do not know the answer and are seeking the truth, don't get the airtime they deserve. Their voices are drowned out by the scientists, political activist, and media on both sides who have already made up their mind on the issue. In other words, the information you hear on global warming is devoid of objectivity and useless for making up your mind.

I also feel few key facts poke holes in the environmentalists and anti-global warming arguments For example, the air is cleaner than it was 20 years ago, which might actually cause more heating of the earth because more sunshine reaches the ground. Then on the environmentalists side, there is the correlation of CO2 gas with the estimated temperature of the earth.

So without a clear answer on Global warming, I am forced to decide that I am neither for or against polices that could stop, slow, or even reverse global warming, within reason.


Political maneuvering

On the way to Europe I watched Al Gore's movie, "An Inconvenient Truth". During this movie, it became apparent to me that the left has done a great job of spreading the faith of global warming to the American people. The right has attempted to fight back using science and other political means. The right, by putting science in the middle has done the debate a disservice. By trying to oppose environmental rules and regulations, they have made themselves easy to demonize. I am not proposing that they right should lay down and give the left what they want, that would be disastrous You would probably be forced by law to wipe your butt with recycled cardboard, spend a minimum of two years getting to know nature in North Dakota, and be forced to save all of your poop in a big plastic bag to avoid harming the environment. So what should the right's response be to the talk of Global warming?


Al Gore's Idea

Recently, Al Gore suggested replacing the income tax on American businesses with a tax on CO2 (it is there, I read until I found it then threw up.). As long as the tax was revenue neutral, the GOP should take the idea and run with it. I am sure other unique combinations could be created that achieved the environmentalists goals while reducing the tax burden, rolling back gun laws, privatizing social security, removing the personal income tax, removing the capital gains tax, removing the death tax, applying term limits on lawmakers, disbanding the ATF (all those goons could be made to work for the EPA), strengthening eminent domain, letting principals and other teachers carry guns, making sure every person has castle doctrine in their own home and the ability to enforce it, etc.


The environment is a loser for the republicans. The GOP could get some serious swing votes
with a few moves that make republicans and environmentalists happy.

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Friend

Friend,

The xd is a great gun, but there are certian key drawbacks. I probably would choose a glock or a 1911 if budget allowed, if i could do it over again. Keep in mind, that I have never had a misfire, FTF (failure to fee), or FTE (failure to fire). It has functioned flawlessly, though I don't shoot much. I probably only have a few thousand rounds through the gun.

I purchased the 4 inch .40 caliber version. I like the XD because it is a bit heavier than glocks (by six oz if i remember correctly), it has a grip safety, which I think is a wonderful feature. I don't understand why all guns don't have them. It has a better grip angle than glocks (it has the same grip angle as the 1911). The cocked and loaded chamber indicators are also wonderful additions.

My main complaint is that the finish sucks. I have holster wear marks. If the finish was better, i would not have that problem or rust. I did experience some rust once, it was not serious, just cleaned it off with a little oil. It happened when i was carrying it and sweated a little on the back part of the slide. Sweat is especially corrosive. Springfield has fixed the finish issue on the new XD 45's, but i don't know if they have rolled out those changes to other models yet. I could send the gun off to be finished somewhere (springfield would do it for me) or do it myself, but i have not really messed with it.

Other problems include springfield parts policy, which is due to either liability concerns or supply problems, depending on who you talk to. Basically, if something small goes wrong I cannot replace the part myself, because i can't buy it. I would have to send the gun to springfield and have them replace it. Glocks and 1911's don't have that problem. Springfield will do it for free, though. Also because the xd is a bit newer there are less aftermarket items, though there are a lot more than there were two years ago.

They only modification I have made was changing out the guide rod: http://www.pistolgear.com/products.php?id=8

I feel the stock guide rod is the XD's greatest weakness. I choose a 22 pound spring, but I am going to try a weaker spring to see how it shoots (the stock on is 18 lbs.). I think that the slide could be causing my sights to dip when it slams home, though not sure.

Here is an xd forum, if you want to do additional research: http://www.xdtalk.com/

I choose the 4 inch model because it is easier to conceal than the five inch and is more accurate than the 3 inch. Basically, it is a good compromise between lengths. I choose the .40 cal, because it was a compromise between the 9mm and .45 cal.

Presently, my gun feels fairly snappy when shot. Don't know if it is just he .40 caliber round or the strong spring, but my next handgun will probably be a .45 of some kind.

Here is a video for complete assembly and disassembly for you XD.

http://gunvideo.com/pgroup_descrip//6762/?return=%3ftpl%3Dsearch%26search_val%3Dxd

I would suggest at least breaking down the slide every few years if you don't shoot much and carry it a lot. If you shoot a lot and carry, I would probably clean the slide once a year.

If you buy it, you won't be disappointed. Springfield also has a great warranty and will fix it if anything goes wrong at all.

General questions

How do you plan on using your gun? House gun? Car gun? Conceal and carry? Range gun only?

Have you looked at other pistols? Sig, S&W, and Beretta have entered the polymer market with the last few years. HK and glocks have been around a long time and are time tested. I have fallen in love with the 1911 myself. As to metal framed guns, you can't go wrong with a 1911, though in general they are more expensive, though Tarsus recently came out with one for about 500 dollars.

Are you going to get your CCW?

if you have any more questions please email me.

hope this helps

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You Tube + Google = ????

The thing that has me most confused about the whole You Tube thing is that Google already had a video service. Here is the site. You can find it form their homepage. Why would Google purchase another video service?

The only reason i can think of is that, there must be a video that can bring Google to its knees on You Tube and Google wanted it.

Unlike Les, i don't feel this purchase is odd. It is either genius (because I don't understand it) or Google just made a 1.65 billion mistake.

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Greatest treasure

America's greatest treasure is not the lives of it's young men, it is the freedom that those young men protect.

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